A flexible, analytically rigorous product

First Marblehead's Monogram® platform is a fully outsourced, end-to-end private student loan solution. We designed the platform to be configurable at each stage in the loan lifecycle, to help you target only risk profiles that align with your portfolio objectives while making the entire private student loan process easier to manage. You focus on your core objectives — and we focus on credit risk management, originations, compliance, and reporting.

Monogram Platform Chart

The Monogram® platform offers:

  • Customized, private-label program design
  • Dedicated school sales support
  • A robust, data-driven custom credit scorecard
  • A compliant loan origination process
  • Active portfolio management
  • Extensive capital markets expertise