Overview
We offer lenders a fully integrated suite of services for their private student loan programs including program design, implementation, and portfolio management.
First Marblehead offers an end-to-end solution that's hard to replicate.
Lenders who seek to acquire quality customers in the desirable student demographic and to grow those customer relationships turn to First Marblehead for:
- Highly customizable program design
- Best in class analytics, built on over 20 years of private student loan data
- High-touch program management and optimization
- Significant experience on regulatory and compliance matters related to student loan origination and marketing
- Scalable loan operations to meet seasonality and growing demand
- Attractive investment return
Schools can take advantage of our outsourced loan origination services to offer school-specific loan programs with a lender partner which meets the unique needs of their student populations.
Qualified students and co-signers receive risk-based pricing, choice of loan options, and efficient loan origination. For example, we offer an enhanced step-by-step online application with same-session loan decisioning, transparent pricing in the "customize your loan" step, online credit agreements, and "e-sign" capability for qualified programs. Lenders can also choose to offer multiple borrower benefits such as deferred payments, ability to pay electronically, and graduation rebates.
First Marblehead-designed private student loan programs are driven by proprietary data, risk modeling and analytics.A configurable program that allows lenders to meet their risk-adjusted return objectives. |
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| Program & Product Design | Product Configuration & Decision | Loan Origination and Disbursement | Portfolio Management | Pool Financing |
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